Hassan Talukder
Aussie- South Melbourne
South Melbourne VIC
7 posts
Is it better to use a mortgage broker or bank?
Deciding whether to use a mortgage broker or a bank depends on your individual needs, preferences, and financial situation. Using a mortgage broker offers several benefits that can make the home loan process easier and potentially save you time and... more
What is an offset account and do I need an offset account?
An offset account is a savings or transaction account linked to your home loan account. The balance in the offset account is "offset" against the balance in your home loan account. This means you're only charged interest on the difference between your home... more
Can mortgage brokers offer better interest rates than banks?
Mortgage brokers can sometimes offer better interest rates than banks, but it's not always the case. Here are some factors to consider: Advantages of Using a Mortgage Broker for Interest Rates: Access to Multiple Lenders: Mortgage brokers have access to a... more
Can I switch from a fixed to variable interest rate, or vice versa?
Yes, you can switch from a fixed to a variable interest rate or vice versa, but there are several important considerations and potential costs involved in making such a change. Whether you're looking to take advantage of lower interest rates, require more... more
Can I get a home loan if I am a student?
Yes, it is possible to get a home loan as a student, but there are several factors to consider: Income: Lenders typically assess your ability to repay the loan based on your income. As a student, if you have a part-time job, scholarship income, or financial... more