Binod Khanal

Sage Home Loans

Ingleburn NSW 2565

English

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5 posts

Binod KhanalSage Home Loans

What is the difference between a standard home loan and a low doc home loan?

A standard home loan is a traditional mortgage that requires comprehensive documentation to verify your income, assets, and other financial information. Lenders typically require proof of income, such as pay stubs, tax returns, and bank statements, as well as... more

Binod KhanalSage Home Loans

Should I get a pre-approval before buying a property?

Yes, getting pre-approved for a mortgage before buying a property is generally a good idea. Pre-approval can give you a clear understanding of how much you can borrow, which can help you narrow down your property search to homes that are within your budget. It... more

Binod KhanalSage Home Loans

How can I improve my credit score to increase my chances of getting a home loan?

Check your credit report: Obtain a copy of your credit report from a credit reporting agency. Look for any errors or discrepancies that could be negatively affecting your score. Pay your bills on time: Ensure that you pay all your bills, including credit card... more

Binod KhanalSage Home Loans

Should I get a pre-approval before buying a property?

Binod KhanalSage Home Loans

How do I shop for the lowest cost mortgage?

You can reach out to a mortgage broker who can assist you in finding the most suitable mortgage deal from multiple lenders based on your individual objectives and goals. Or do your shopping for the lowest-cost mortgage involves comparing rates, fees, and... more