It it easier to get a home loan with mortgage brokers or should I apply directly with banks?

Always go through a broker as they have access to many banks and hundreds of loan products. They work in your interest and not Bank's.

When it comes to applying for a home loan, there are pros and cons to both applying directly with banks and using a mortgage broker. Applying directly with banks can be a good option for those who are familiar with the process and have a good understanding of the loan products and interest rates available. It also gives you the opportunity to negotiate directly with the lender. However, it can be time consuming to research and compare different lenders, and you may not have access to the full range of loan products available. Using a mortgage broker can be a great option for those who are new to the home loan process or who don’t have the time to research and compare different lenders. A mortgage broker will have access to a wide range of loan products and can help you find the most suitable loan for your needs. They can also help you to negotiate the best deal with the lender and guide you through the application process. However, you may be charged a fee for their services. Ultimately, the decision of whether to apply directly with banks or use a mortgage broker will depend on your individual needs and circumstances. It’s always a good idea to shop around and compare different lenders and loan products to ensure you get the best deal. You can also check out Goodrate on https://goodrate.com.au/home-loan to see current interest rate offers.