Ratings
LVR options
LVR is an acronym for Loan-To-Value Ratio. The LVR is the amount you are borrowing against the property value being used as security, represented as a percentage.
QANTAS Home Loans does not offer tier pricing for lower LVR. With Home Loans, you can borrow upto $90% LVR.
90%
LVR
QANTAS
Repayment options
Interest only loans have traditionally been tailored to investors so they can reduce their mortgage repayments and maximise their tax benefits and overall return on investment (ROI). However, getting home loan with interest only (IO) has its place and some lenders are willing to consider your application if you can provide valid reasons.
Interest only repayment option is not available with QANTAS Home Loans for refinance.
Paying pricinpal and interest
QANTAS
Q&As
Does QANTAS Home Loans comes with an offset account?
Yes, Home Loans comes with a 100% offset account.
A 100% offset account is an account linked to your home loan where you can park your savings and spare cash to reduce the interest you pay. Then, when interest is calculated on your home loan, the balance in your offset account is deducted from the loan amount owing, and interest is only charged on what remains.
What are the costs to apply for QANTAS Home Loans?
There is upfront costs of $840 to apply for Home Loans, with no ongoing account keeping fees.
- Application fee: $345
- Settlement fee: $345
- Document fee: $150
Are there costs when I exit or refinance to another lender?
QANTAS charge a discharge fee of $325, which covers the cost for removing the mortgage that has been registered on the title of your property.
IMPORTANT: Lenders change their policy from time to time so this information is current only accurate at the time that it was written. You should always check with QANTAS or a mortgage broker just to be sure. This information should be used as a guide only.