Macquarie Bank

Basic Home Loan

Owner Occupied Fixed Principal & Interest 3 Years 70% LVR

6.59% Interest rate

6.22% Comparison rate

Rates as at 28 Sep 2026

About this rate option

The Macquarie Bank Basic Home Loan offers owner-occupiers a 3-year fixed rate of 6.59% (comparison rate 6.22%) with principal-and-interest repayments, available when borrowing up to 70% of the property value, meaning a deposit of at least 30%. After the fixed period, the rate typically reverts to the lender's variable rate, which should be confirmed with Macquarie. Extra repayments of up to $10,000 per year can be made without penalty, and redraw becomes available once the fixed term ends. The loan has no annual fee.

This summary was generated from Macquarie Bank’s published product data for this specific rate option. Always confirm current rates with the lender.